Merchant application Requirements
If you're looking to do business
online, you need the ability to accept credit cards. Accepting credit
cards greatly enhances your business, adds additional credibility in the
marketplace, and increases your potential for immediate sales.
After extensive research of the
industry, we're excited to announce that we've recently teamed up with an
Internet Merchant Account provider that will provide you everything you
need to do real time Internet credit card processing at your website.
FREE Virtual Terminal.
Easy Online Application
The complete online application is
easy to complete. There is a 98% approval rate,
and in most cases, you can start accepting credit cards in 48 hours -- even
if you don't have the best credit rating.
Merchant Account Rates and Fees
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Discount
Rate
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2.29%
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Per
Transaction
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$0.30
(includes address verification)
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Gateway
Per Transaction
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$0.10
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Monthly
Statement
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$10.
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Monthly
Gateway (AuthorizeNet)
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$10.
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Monthly
Minimum
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$25.
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What Happens Next?
Once you've completed the online
application and are approved for the Merchant Account, you will receive a
confirmation email with your new merchant account ID numbers for Visa,
Mastercard & American Express.
You will also get your username and password
to login to your secure online virtual terminal, and the phone numbers
you can use for customer support.
We have two types of approval guidelines:
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If you meet our Auto-Approval Guidelines noted below, it
means that you will be approved regardless of the owner's personal credit
history. The only exceptions are for merchants in a current bankruptcy that has
not been discharged for a minimum of six months, for merchants on Visa/MC's CTMF
File, and for merchant applications that have falsified or fictitious
information. |
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If you do not meet the Auto-Approval Guidelines, you can
still get approved! Your application will simply need to be supported by any one
of the following:
- Owner with a good, established personal credit history
- Business or personal financial statements or tax returns
- Current credit card processing statements
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- Visa/MC Monthly Volume Less Than $10K
- Average Ticket Less Than $300
- Future Service Liability Less Than 30 Days*
- Acceptable Type Of Business
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You
Can Accept Credit Cards Two Ways:
The first is by phone, fax or email. Orders that come to you in this manner, you
manually enter into your Virtual Terminal for processing. Any
computer can be used to access your virtual terminal.
The second way for you to accept credit card orders is automatically through
your website. After ordering, your customers enter their credit card information
and securely pay for their purchase online.
Authorizations,
Receipts, and Getting The Money
No
matter which way you choose to process your customer's credit cards -- manually
or through your website, the following things happen once a credit card number
is entered.
The credit card and its holder are
put through an authorization process. The system will securely check among other
things, if the card was reported stolen, is there enough credit on the card for
the purchase, and check if the shipping address and the billing address match,
which is known as AVS. If everything checks out...
The sale is approved
Receipts are automatically generated
and emailed by the system to you and your customer.
Your customer’s credit card is then
debited, and in 48-72 hours after the transaction, the money is deposited into
your local business checking account -- minus the merchant account rates and
fees.
That's all there is to it!
Apply for your Internet Merchant
Account by clicking the button below, and add the necessity and prestige of
accepting credit cards directly from your website!
Apply Now By Clicking on this link!
Applying for your merchant account is easy
with our online application. Simply complete the application online.
Not $200-$500 application/activation fee!
Now only $39.00 application/activation
fee!
Prohibited Businesses: Types
of businesses not eligible for a Total Merchant Services credit card merchant
account.
Click Here
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